Why wait for interest rates to fall when a qualified buyer may have the opportunity to assume the seller's existing 2.5% mortgage? Located in the highly desirable Cedar Ridge subdivision, this impressive 4-bedroom, 5-bath home offers nearly 4,800 finished square feet of living space on 1.07 acres. Designed for both everyday comfort and entertaining, the main level features a spacious primary suite with heated bathroom floors, updated finishes, and a large walk-in closet, along with a private office, formal living room, and an open-concept kitchen, dining, and family room anchored by a dramatic two-story entry. Upstairs, you'll find a private bedroom suite with its own bath plus two additional bedrooms and another full bath. The fully finished walk-out basement adds nearly 2,000 square feet of flexible living space, including a large recreation area, game room, full bath, workshop/craft room, and abundant storage. Additional highlights include a heated attached garage, brand-new HVAC system, new hot water circulator pump, and an expansive storage area above the garage. Outside, enjoy a wrap-around front porch, multi-level deck, outdoor fire pit, and a fully fenced backyard surrounded by mature trees. Opportunities to own a home of this size, quality, and financing potential in Cedar Ridge are rare.
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Listing Snapshot
Price
$549,900
Days On Site
42 Days
Bedrooms
4
Inside Area (SqFt)
4,748 sqft
Total Baths
5
Full Baths
5
Partial Baths
N/A
Lot Size
1.07 Acres
Year Built
1998
MLS® Number
202622354
Status
Active
Property Tax
$2,168
HOA/Condo/Coop Fees
$12.5 monthly
Sq Ft Source
N/A
Days online/new listing status provided by Showcase IDX.
Friends & Family
React
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Recent Activity
16 hours ago
Listing updated with changes from the MLS®
yesterday
Price changed to $549,900
a month ago
Listing first seen on site
Price history, status history, and update history provided by Showcase IDX.
General Features
Acres
1.07
Attached Garage
Yes
Foundation
Concrete Perimeter
Garage
Yes
Garage Spaces
2
Parking
Garage Door OpenerHeated GarageGarageAttached
Property Sub Type
Single Family Residence
Sewer
Septic Tank
SqFt Above
2758
SqFt Below
1990
SqFt Total
4748
Style
Traditional
Water Source
PrivateWell
Interior Features
Appliances
DishwasherMicrowaveRefrigeratorWater Softener OwnedGas OvenGas RangeGas Water HeaterWater Heater
Dimensions - 21 x 20Level - BasementDescription - Great Room
Den
Dimensions - 12 x 10Level - Main
Dining Room
Dimensions - 14 x 11Level - Main
Family Room
Dimensions - 18 x 13Level - Main
Kitchen
Dimensions - 16 x 15Level - Main
Laundry
Dimensions - 14 x 5Level - Main
Living Room
Dimensions - 21 x 13Level - Main
Other Room 1
Dimensions - 40 x 16Level - BasementDescription - Craft Room
RecRoom
Dimensions - 17 x 12Level - Basement
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Exterior Features
Construction Details
BrickVinyl Siding
Lot Features
Irregular LotWooded
Other Structures
Workshop
Patio And Porch
DeckCoveredPorch
Community Features
Association Dues
150
HOA Fee Frequency
Annually
School District
South Montgomery Community S.D.
Township
Union
Schools
School District
South Montgomery Community S.D.
Elementary School
New Market
Middle School
Southmont
High School
Southmont
Listing courtesy of F.C. Tucker West Central (765) 230-6335John Downey of F.C. Tucker West Central
IDX information is provided by the Indiana Regional MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Indiana Regional MLS.
Last checked: 2026-07-22 08:00 AM UTC
Neighborhood & Commute
Source: Walkscore
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